While most health insurance policies offer cashless hospitalization facility and forward your policy through a Third Party Administrator (TPA), it is advisable to be familiar with various terms and processes.
Network hospitals are those hospitals that your TPA has an agreement with. If you are hospitalized and admitted to a network hospital you become eligible for cashless hospitalization, subject to the other terms and conditions mentioned in your policy being met. If you are admitted to a non-network hospital, you have to pay the bills directly to the hospital and then seek re-imbursement through your TPA.
